WRC Loan Co LLC: Terms & Conditions

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the WRC Loan Co LLC website (“Website”) and any services provided by WRC Loan Co LLC (“we,” “us,” or “our”) through the Website, including but not limited to loan applications, loan approvals, and loan disbursements. By accessing or using the Website or any of our services, you (“you” or “Borrower”) agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website or apply for a loan.

2. Eligibility

To be eligible for a loan from WRC Loan Co LLC, you must:

  • Be at least 18 years of age.
  • Be a legal resident of the United States.
  • Have a valid Social Security Number.
  • Have a verifiable source of income.
  • Have an active and valid email address and phone number.

3. Loan Application and Approval

  • The loan application process may involve providing personal and financial information, which you warrant is true, accurate, and complete.
  • Loan approval is subject to credit checks, income verification, and our internal underwriting guidelines.
  • We reserve the right to decline any loan application for any reason.

4. Loan Terms and Conditions

  • Interest Rates: Interest rates will be determined based on various factors, including creditworthiness, loan amount, and loan term.
  • Repayment Terms: Repayment terms will be clearly outlined in the loan agreement and may vary depending on the loan amount and type.
  • Late Payments: Late payments may result in late fees, penalties, and negative reporting to credit bureaus.
  • Default: Failure to make timely payments as agreed may result in loan default, which may have serious consequences, including legal action.

5. Data Privacy and Security

  • We are committed to protecting your personal information. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.  
  • You understand and acknowledge that transmitting information via the internet is not entirely secure, and we cannot guarantee the security of any information you transmit to us.

6. Website Use

  • You agree to use the Website only for lawful purposes and in accordance with these Terms.
  • You are responsible for maintaining the confidentiality of your account information.  
  • You agree not to use any automated means, including scripts, robots, crawlers, or data mining tools, to access or interact with the Website.

7. Disclaimer of Warranties

THE WEBSITE AND ALL INFORMATION, CONTENT, MATERIALS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.  

8. Limitation of Liability  

IN NO EVENT SHALL WRC LOAN CO LLC, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE WEBSITE OR ANY SERVICES PROVIDED HEREUNDER, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  

9. Indemnification

You agree to indemnify and hold harmless WRC Loan Co LLC, its affiliates, directors, officers, employees, agents, and licensors from any and all claims, liabilities, damages, losses, costs, and expenses (including attorneys’ fees) arising out of or in any way connected with your use of the Website or any services provided hereunder.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.  

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of any material changes by posting the updated Terms on the Website. Your continued use of the Website or any of our services after such changes are posted will constitute your acceptance of the updated Terms.  

12. Contact Us

If you have any questions about these Terms, please contact us at info@wrcoloan.com | Phone: +1(386) 314 5581

13. Entire Agreement

These Terms constitute the entire agreement between you and WRC Loan Co LLC with respect to the subject matter hereof and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.  

By using the Website or applying for a loan from WRC Loan Co LLC, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.